Getting access to quality education can be financially challenging, but if you’re a student in Karnataka, there are numerous opportunities available. In 2025, both government scholarships in Karnataka for degree students and private scholarships available in Karnataka 2025 are helping thousands fund their academic dreams. Whether you’re looking for a Vidyadhan scholarship in Karnataka, SSP Karnataka post-matric scholarship, or girl child scholarship in Karnataka, this blog brings you a curated and verified list of Karnataka scholarships.
From free scholarships in Karnataka for PUC students to central and state-funded programs for higher education and professional courses, you’ll find everything you need—including eligibility, application links, award amounts, and deadlines. This is your go-to resource for all scholarships in Karnataka for students in 2025.
📌 Scholarships in Karnataka for Students 2025
In 2025, Karnataka continues to offer a wide range of scholarships for students across levels from PUC to postgraduate and professional programs. State schemes like the SSP Karnataka scholarships, including Pre Matric, Post Matric, and Merit cum Means, aim to support economically backwards, SC/ST/OBC, Minority, and girl students. Applications for SSP Post Matric open typically between February and June, with deadlines around June–July 2025
Apart from government funding, private and NGO scholarships—such as Vidyadhan scholarship Karnataka, Sitaram Jindal, Tata Trusts, and CSR-backed initiatives—offer merit-based awards tailored for academically exceptional students with financial need. Live schemes like Vidyadhan’s Class 11–12 scholarships award up to ₹10,000 per year
Together, these programs create a comprehensive scholarship ecosystem: government assistance ensures basic access, while private schemes empower high achievers. This multi-faceted support encourages social inclusion, meritocracy, and higher education enrollment. As a curated “one-stop guide,” your blog can spotlight each program’s eligibility, benefits, deadlines, application process, and practical tips to maximise reach and impact.
🎓 Government Scholarships in Karnataka for Degree Students
The Karnataka government funds several scholarships in Karnataka for degree students, primarily through the SSP portal and specialised schemes:
- SSP Post Matric Scholarships: Cover tuition and maintenance costs based on your category and course type. SC/ST students with annual family income ≤ ₹2.5 lakh receive full fee reimbursement and allowances (e.g., ₹7,000/year for day scholars in professional courses). Vajīd for OBC students also includes allowances up to ₹20,000.
- Vidyasiri Scholarships: Specifically for backwards-class students, covering accommodation and food costs, with income thresholds depending on category
- Fee Reimbursement: SC/ST medical/engineering students with family income < ₹2.5–10 lakh receive full fee support
Applications are handled through the SSP portal (ssp.karnataka.gov.in), which opens between February and June each year, with timely reminders to ensure students don’t miss deadlines. Collecting documents early—Aadhaar, income/caste certificates, fee receipts—boosts success. This suite of programs makes higher education more accessible for degree students statewide.
💼 Private Scholarships Available in Karnataka 2025
Alongside government schemes, several private scholarships available in Karnataka 2025 offer merit-based grants to deserving students. Notable programs include:
- Vidyadhan Class 11–12 Program: Awards ₹10,000 annually to top SSLC students (≥ 90% or CGPA 9) from families with income < ₹2 lakh.
- Sitaram Jindal Foundation: Supports STEM and humanities students, with amounts varying annually.
- Coal India, ONGC, IOC Scholarships: Offer ₹40,000–₹60,000 for engineering/medical disciplines, especially to economically vulnerable students.
- Tata Trusts, Infosys STEM Stars (girls): Empower female students pursuing STEM, addressing both gender and academic objectives.
These private awards often support critical transition stages such as school to PUC, PUC to UG, and UG to career. Many include components like mentorship, internships, or leadership training.
Your blog should highlight each program’s eligibility criteria, income cap, application deadlines (e.g., Vidyadhan deadline July 15, 2025), required documentation, selection process (essay, interview), and success tips. Presenting them in a list or comparison table makes the content user-friendly and highly useful for student applicants.
📜 SSP Karnataka Post Matric Scholarship
The SSP Karnataka Post Matric Scholarship is a flagship initiative delivered through the State Scholarship Portal (ssp.karnataka.gov.in). It supports students from SC, ST, OBC, Minority, and other categories pursuing post-X education—degree, diploma, or professional courses
Key features:
- Eligibility: Karnataka domicile, income thresholds range from ₹2.5 lakh (full benefits) to ₹10 lakh (partial), plus minimum marks of 50%
- Benefits: Coverage includes tuition fees, maintenance allowances (~₹3,000–₹7,000/year for day scholars; ₹6,000–₹13,500 for hostellers)
- Application Window: Feb–June annually; deadline slightly varies per department—typically through June 30, 2025
The application process is straightforward: register with Aadhaar/ration card, select schemes, upload income/caste documents, mark sheets, hostel receipts, then e-attest via college. Timely application is crucial—the deadline for professional courses under social welfare was July 10, 2025
This form of financial aid can dramatically reduce tuition barriers and encourage educational continuity, especially in higher education.
🎁 Free Scholarships in Karnataka
The term “free scholarships in Karnataka” generally refers to fully-funded scholarships where tuition and other fees are entirely covered, often with added allowances. These include:
- SSP-funded schemes: Many post-matric scholarships for SC/ST/OBC/minority students cover tuition and maintenance fully, making higher education essentially free for eligible recipients with family income ≤ ₹2.5 lakh
- Fee Reimbursement Programs: Ensure free education for professional courses in engineering/medical fields for SC/ST students with incomes < ₹10 lakh.
- Vidyasiri Scheme: Provides ₹1,500/month stipend for food and accommodation—another aspect of financial freedom
- Vidyadhan Scholarships: Fully covers secondary education costs for top performers from low-income families
- Merit cum Means & Minority Scholarships: Cover fees up to ₹12,000/year and hostels, again targeting financially constrained students
🌟 Vidyadhan Scholarship Karnataka
The Vidyadhan scholarship Karnataka program, run by the Sarojini Damodaran Foundation, offers merit-and-need-based financial aid to students in Karnataka transitioning from SSLC to PUC. For the 2025 program, eligible candidates must have passed SSLC in 2025 from Karnataka, scored ≥ 90% (or 9 CGPA), and have a family income < ₹2 lakh
Highlights:
- Award Amount: Up to ₹10,000 per annum.
- Selection Timeline: Deadline July 15, 2025; screening test August 3; interviews late August–early September
- Document Requirements: SSLC marksheet, income certificate, photo, identification.
- Process: Online registration, screening test, document upload, and interview.
It targets academic excellence among less privileged students at a critical transition point—PUC—encouraging continuity in education. Vidyadhan also provides mentorship. Including this program in your blog with step-by-step application instructions, timeline, and success tips can guide high-scoring but financially constrained students effectively.
👧 Girl Child Scholarship Karnataka
Enhancing female education is a top priority in Karnataka, reflected through various girl child scholarship initiatives.
- CBSE Single Girl Child Scheme: Open to PUC girls aged 17–19 with > 60% marks, offering cash awards for higher education
- Vidyadhan Program: Girls who excel academically and meet income criteria are fully eligible.
- SSP Merit cum Means & Minority Scholarships: Female candidates enjoy equal disbursement of ₹12,000/year and hostel facilities.
- State Incentives for Top Girl Students: Local districts (e.g., Mandya) award special scholarships to the highest-performing girls in board exams.
Top 5 Categories of Scholarships in Karnataka
1. Government Scholarships (Central + State)
Karnataka students can access both state and central government scholarships. The State runs its own via the SSP Karnataka portal—covering Pre-Matric, Post-Matric, Merit-Cum-Means, and National Overseas Scholarships for minorities/SC/ST students. Central Govt schemes like the Central Sector Scholarship, NMMS, AICTE Pragati/Saksham, and PM YASASVI also support Karnataka students. These programs focus on tuition reimbursement, maintenance allowances, and overseas study support. Eligibility is based on domicile, income, academic performance, and category. Applications are through online portals (SSP, NSP), mainly operating between February and July. Combined, central and State offerings form a robust foundation of publicly funded aid across academic levels.
2. Private Scholarships
Numerous private scholarships available in Karnataka 2025 help supplement government funding. Key ones include the Vidyadhan scholarship in Karnataka, offering ₹10,000 annually to top SSLC scorers from low-income families. Foundations like Sitaram Jindal, Tata Trusts, Infosys STEM Stars (targeting girls), Coal India, ONGC, IOC, and corporates like Reliance Foundation offer field-specific awards, especially in STEM, engineering, and medicine. Many include mentorship, internships, and leadership support. Typically merit-based with income caps, they fill gaps not covered by public schemes. Applications are online, with deadlines varying by provider, many between June and October 2025. Including private options in your list makes your resource comprehensive and action-ready.
3. NGO/Fellowship Programs
Several NGOs and fellowship programs provide alternative financial support in Karnataka. Organisations like the Foundation for Excellence (FFE), through its India Trust branch in Bangalore, offer merit-and-need-based awards to engineering, medicine, and law students from low-income backgrounds. Other NGOs offer research fellowships or sector-specific grants, such as the Samagra Shikshana Karnataka Fellowship, Research Guidance PhD Fellowship for Backwards Classes, and NSP-run minority-focused fellowships. These combine stipends, mentoring, and project funding to nurture long-term academic goals, especially at graduate and postgraduate levels. NGO programs often have open applications in Feb–Dec with varied eligibility (e.g., PhD level). Including them gives students more diverse paths to funding beyond scholarships.
4. Merit-Based vs Need-Based
Merit-based scholarships reward academic excellence, such as NMMS, Vidyadhan, and university merit awards (e.g., RV University, BMSCE), requiring high marks or ranking. Need-based scholarships, like SSP Post-Matric and Vidyasiri, target students with financial hardship, with benefits tied to family income and caste/gender demographics. Some schemes, especially government ones, use a hybrid model—merit-cum-means—to ensure capable students from underprivileged backgrounds receive support. Detailing both types helps students understand which aligns with their profiles. Highlighting application strategies—emphasising academics for merit-based and thorough document preparation for need-based—boosts user value.
5. Caste-Based (SC/ST/OBC/EWS) vs Gender-Based (Girls/Women)
Karnataka offers caste-specific scholarships via state departments: SSP’s SC/ST/OBC/EWS post-matric and pre-matric schemes, Prabuddha Overseas Scholarship for SC/ST abroad studies, and PhD fellowships for Backward Classes. Central NSDL minority scholarships also aid these groups. For gender, Karnataka supports the CBSE Single Girl Child Scheme, Merit-Cum-Means scholarships open to girls, local district awards for top girl students, and female-targeted private programs like Infosys STEM Stars. These initiatives help address systemic under-representation and financial barriers. Combining both caste- and gender-based categorisations ensures inclusivity and encourages diverse readership. Themes of equity and representation resonate strongly when writing this section.
10 Top Karnataka Government Scholarships with Scheme-Wise Details
SSP Karnataka Scholarships (State Scholarship Portal)
The State Scholarship Portal (SSP) by the Karnataka government centrally administers various scholarship schemes, including Pre Matric, Post Matric, Merit Cum Means, and fee reimbursement
- Pre Matric: For students in classes 1–10. Eligibility: Karnataka domiciled; income up to ₹6 lakh (classes 1–8) or ₹2.5 lakh (classes 9–10). Benefits: ₹1,000–₹1,350 for SC; ₹3,500–₹7,000 for Pre Matric across categories.
- Post Matric: For studies beyond class 10. SC/ST: ≤ ₹2.5 lakh → full fees + maintenance (e.g., ₹7,000/day scholar, ₹13,500/hosteller). SC/ST income up to ₹10 lakh (engineering/medical) → 50% fee waiver. OBC: income limits and marks criteria vary; e.g., post-matric OBC: income ≤ ₹2.5 lakh (Category I) or ≤ ₹1 lakh (Category IIA/IIIA/IIIB); minimum marks 50–70% depending on category.
- Merit Cum Means: For class 9+, minimum ~55% (SC/ST relax), income ≤ ₹2.5 lakh.
- Application & Process:
- Apply via the SSP portal by selecting the relevant scheme, registering or logging in, and then uploading the following documents: Aadhaar, income/caste certificates, mark sheets, bonafide, tuition/hostel fee receipts, and a bank passbook. Additionally, e-attestation by the college is required.
- Disbursement via DBT. Renewal requires meeting academic performance and attendance criteria annually.
Vidyasiri Scholarship
Offered by the Backwards Classes Welfare Department:
- Monthly stipend ₹1,500 for 10 months (₹15,000/year) to meet food/accommodation costs.
- Eligibility:
- Karnataka resident, Indian citizen
- Belong to OBC/SC/ST categories
- Must attend post-matric courses in recognised institutions
- Income: ≤ ₹2.5 lakh (Category I), ≤ ₹1 lakh (Categories IIA/IIIA/IIIB)
- Minimum attendance 75%; marks: Category I: fresh ≥ 40%, renewal ≥ 50%; other categories ≥ 50+/60% respectively. Rural students (college > 5 km away) are prioritised.
- Process: Apply via SSP, verification at college/district, stipend credited via DBT.
- Process: Apply via SSP, verification at college/district, stipend credited via DBT.
National Overseas Scholarship – Karnataka State
For SC/ST students to pursue higher education abroad:
- Eligibility:
- Karnataka domicile, SC/ST category
- UG (PUC ≥ 80%), PG (≥ 55% in UG), PhD (≥ 55% in PG)
- Offer letter/ admission secured from a foreign university
- Income certificate (IT returns) required
- Caste Certificate, passport copy, and I-20/CAS.
- Application: Online via the SW Karnataka official site, print/apply, and await sanction.
Prabuddha Overseas Scholarship
Specifically for SC/ST students seeking higher studies abroad:
- Eligibility is the same as above (domicile, caste, minimum marks, income).
- Process: Online application, print form, submit; selection based on academic merit.
1. 🎓 NSDL Shiksha Sahayog Scholarship (Class 11)
Overview & Purpose
The NSDL Shiksha Sahayog is part of NSDL’s Corporate Social Responsibility (CSR) initiative aimed at supporting students in classes 10 through post-graduation who demonstrate academic merit but face financial challenges. It prioritises the continuation of education for high-performing, economically disadvantaged learners.
Who Can Apply
- Enrolled in Class 11 for the upcoming session.
- Minimum 60% in the Class 10 board exam (CBSE/ICSE or state boards).
- Annual family income ≤ ₹3 lakh.
- Open to Indian students—special preference to female candidates and those studying near NSDL regional centres.
- Students from all caste categories are eligible, as long as they meet academic and financial criteria.
Financial Support
- ₹5,000 awarded for Class 11 students.
- Funding is delivered via Direct Benefit Transfer (DBT)into the student’s Aadhaar-linked bank account in one lump sum.
Supporting Documents
- Class 10 mark sheet
- A bona fide certificate from the current school may be required
- Fee payment receipt for Class 11
- Income certificate (issued by the Tehsildar or authorised authority)
- Aadhaar cards (student and guardian)
- Aadhaar-linked bank passbook copy
- Passport-sized photo (JPEG/JPG format)
- Caste certificate (if applicable)
Application Process
- Visit the Vidyasaarathi portal: drive scholarship applications at https://www.vidyasaarathi.co.in.
- Register or log in using personal/admission details.
- Search for “NSDL Shiksha Sahayog” scholarship.
- Carefully complete the application form and upload all required documents.
- Submit before the deadline; you’ll receive an Application Number.
- Track application through your dashboard; updates will also be sent via email/SMS.
Evaluation & Disbursement
- Initial screening by Vidyasaarathi for eligibility.
- NSDL’s CSR team approves shortlisted candidates.
- Funds are disbursed via DBT directly; successful applicants receive notification upon credit release.
Timeline & Best Practices
- Applications typically open in June–July(aligned with the academic year cycle).
- Keep documents ready in digital format (Aadhaar, income certificate, school ID).
- Preference given to female students—highlight this in your application.
- Maintain bank account details accurately; any mismatch may cause delays.
2. 🧾 ePASS Karnataka Scholarship (Inclusive of Vidyasiri)
What is ePASS?
ePASS (Electronic Payment & Scholarship System) is Karnataka’s official digital platform for student scholarships, launched by the Backwards Classes Welfare Department and the Social Welfare Department. It aims for transparency, efficiency, and timely transfers via DBT.
Key Schemes under ePASS
- Post-Matric Scholarshipsfor SC/ST/OBC/EWS/PwD
- Food & Accommodation Allowance (Vidyasiri)
- Fee Concessionfor PG students
- Pre-Matric Scholarshipsfor Classes 1–10 (all categories)
Who Can Apply
- Kannada-born students who havestudied in Karnataka for at least 7 years or were born here.
- Belong to SC/ST/OBC/EWS/PWD categories.
- Enrolled in recognised institutions and fulfilling academic standards (usually ≥50% marks).
- Specify income limits (₹1–5 lakh depending on category and scheme).
Income & Academic Criteria
Scheme | Income Limit | Marks/Attendance |
Post-Matric | ₹1–2.5 Lakh | ≥50–60% marks |
Vidyasiri | ₹1–2.5 Lakh | ≥75% attendance & performance |
Fee Concession | ₹1–2.5 Lakh | ≥50% marks |
Pre-Matric | ₹2.5–6 Lakh | ≥50%, depending on category |
Financial Benefits
- Post-Matric: ₹3,500–7,000 maintenance allowance, tuition fees covered.
- Vidyasiri: ₹1,500/month (₹15,000 annual stipend) for food/accommodation.
- Fee Concession: Up to ₹1,750/year for PG students.
- Pre-Matric: Up to ₹7,000/year for school-going students.
Required Documents
- Aadhaar (student + guardian)
- Income & Caste certificates
- Bonafide certificates and fee receipts from the institution
- SSLC/PUC or transfer certificates
- Aadhaar-linked bank account details
- Passport photo in JPEG/JPG format
Application Process
- Go to the ePASS portal: https://karepass.cgg.gov.in
- Register under “Student Registration” → provide Aadhaar and personal details.
- Log in and select the applicable scholarship scheme.
- Upload all documents and submit. Download tracking slip.
- Submit physical copies (fee receipts, bonafide certificate) to your institution.
- System updates status—verify via portal.
- Funds are credited via DBT after institutional and district verification.
Annual Renewals
Apply for renewal each academic year. Maintain ≥50% marks and attendance. Upload updated receipts and educational documents.
Tips for Success
- Apply early (June–July) to avoid the rush.
- One bank account/Aadhaar must be linked to all applications.
- Keep a printed copy of the application; some districts require it during verification.
- Reach out to college-ePASS coordinators for prompt submission to reduce delays.
3. 🎓 Vidyasiri Scholarship (Within ePASS)
Purpose & Coverage
The Vidyasiri scholarship, managed under ePASS, addresses the specific need for food and accommodation amongst backwards class and minority students. While Post-Matric handles tuition, Vidyasiri focuses on subsistence, making a comprehensive aid package.
Eligibility Criteria
- Karnataka domicile; category: SC/ST/OBC/EWS/PwD.
- Enrolled in UG/PG/diploma courses in recognised Karnataka institutions.
- Income limits: Category I ≤ ₹2.5 lakh, Category 2A/3A/3B ≤ ₹1 lakh.
- Maintain ≥75% attendance; meet institutional academic standards (typically ≥50%).
- Preference for rural students (those living >5 km from the institution).
Financial Aid
- Monthly stipend of ₹1,500for 10 months (₹15,000 per year).
- Some fee reimbursement for hostel or college charges, depending on the college’s status.
Documentation Required
- Aadhaar (student & guardian)
- Income & caste certificates
- Admission bonafide certificate for the academic year
- SSLC/PUC marksheet or SOP of admission
- Fee receipt (tuition/hostel)
- Aadhaar-seeded bank account
- Recent passport photo (JPEG/JPG)
Applying to ePASS
- Register on ePASS or log in to the portal.
- Select “Vidyasiri” from the available scholarship list.
- Fill out the application and upload scanned documents.
- Print the tracking slip; submit the fee receipt and a bona fide copy to the college.
- College-level verification initiates institutional login for confirmation.
Approval & Funding
District-level social welfare officials verify endorsements. Once cleared, the stipend is transferred via DBT, typically between October and December. Renewal is compulsory each year based on marks and attendance.
Best Practices
- Complete full attendance and academic requirements to avoid cancellation.
- Rural students get priority—highlight this clearly in your application.
- Ensure the bank account matches your Aadhaar; any discrepancies can block payment.
- Submit hard copies in time—fee receipt delays are the leading cause of hold-ups..
4. 🌏 Prabuddha Overseas Scholarship Scheme (SC/ST Students)
🔍 Scheme Overview
The Prabuddha Overseas Scholarship, managed by the Karnataka Department of Social Welfare, supports SC/ST students who secure admission to top global universities (within the top 325 QS/US News rankings) for UG, PG, or PhD programs. Its purpose is to encourage academic excellence and global exposure among historically disadvantaged communities through structured financial aid.
🎯 Eligibility Criteria
- Residency: Must be a permanent resident of Karnataka.
- Caste: Only SC/ST category students.
- Academic Standards:
- UG aspirants: Minimum 80% in Class 12
- PG & PhD aspirants: Minimum 55% in the previous degree
- Age Limit:
- UG: ≤ 21 years
- PG/PhD: ≤ 35 years
- Admission Requirements:
- Confirmed offer from a top 325 global university
- Valid IELTS/TOEFL/GRE/GMAT scores as required by the university
- Passport: Mandatory, with visa-ready documents.
💰 Benefits & Coverage
- Covers tuition, maintenance allowance, and other university-mandated costs, via Direct Benefit Transfer (DBT) to the university (tuition) and student (maintenance)
- For families earning ≤ ₹8 lakh per annum: full financial aid
- Those earning ₹8–15 lakh: 50% funding
- ₹15 lakh: 33% assistance
- Reservation: 33% for women, 5% for PwD, max two siblings per family
📄 Required Documents
- Aadhar Card (student and guardian)
- PAN Card
- Valid Passport and Visa documentation
- Income certificate & last 2 years’ ITR proof
- Caste certificate (SC/ST) with proof of eligibility
- University offer letter
- Scores (GRE/GMAT/TOEFL/IELTS)
- Previous academic transcripts
- Fee details for tuition and maintenance
- Migration certificate (if applicable)
📝 Application Process
- Visit the Karnataka Social Welfare portal(Project Prabuddha section):
- Access the Prabuddha Overseas Scholarship Online Application, government schemes.in
- Register and complete the multi-step form, uploading all required documentation.
- Submit a completed application; it is forwarded to the District Social Welfare Officerfor verification.
- After departmental and social welfare review, shortlisted candidates are sent to the university for final fund disbursement.
🗓️ Duration & Validity
- UG: Up to 4 years or course completion
- PG: Up to 2 years or the course duration
- PhD: Up to 4 years
✅ Tips & Reminders
- Only one permit per student; ensure accurate data entry.
- Prepare all documents in advance—especially passport, visa, and income proofs.
- Actively monitor your online application statusthrough the portal or via district check-ins.
- Start early—application cycles typically launch in April or May for the upcoming academic year.
5. 🎓 Post-Matric Scholarship for Minorities (Class XI to PhD)
🔍 Scheme Overview
The Post-Matric Scholarship for Minorities, managed by Karnataka’s Directorate of Minorities via the NSP system, supports students from classes XI through PhD belonging to six recognised minority communities. It aims to foster higher education among economically disadvantaged minority students.
🎯 Eligibility Criteria
- Community: Muslim, Christian, Sikh, Buddhist, Jain, or Parsi
- Academic level: Class XI–PhD and vocational/technical courses
- Minimum marks: ≥ 50% in the preceding exam
- Family income: ≤ ₹2 lakh per annum
- Residence: Karnataka domicile
💰 Scholarship Benefits
- Class XI–XII: Admission + Tuition – up to ₹7,000/year
- UG/PG non-professional: Admission + Tuition – ₹3,000/year; Maintenance allowance – ₹570/month (hosteller) or ₹300/month (day scholar)
- MPhil/PhD: Maintenance – ₹1,200/month (hosteller) or ₹550/month (day scholar) for 10 months
📄 Required Documents
- Aadhar (student & guardian)
- Caste/Minority community certificate
- Income certificate (≤ ₹2 lakh), issued by the competent authority
- Bonafide/admission certificate
- Previous exam mark sheet (50%+ score)
- Fee receipts, bank passbook (Aadhaar-linked)
- Other NSF-listed documents
📝 Application Process
- Register/log in on the National Scholarship Portal (NSP): https://scholarships.gov.in.
- Fill the Minority Post-Matric form: share personal, academic, and income details.
- Upload digital documents; print fee receipts and admission fees.
- Submit physical copies to your institution for verification.
- Processing through the college and the Minority Welfare Department.
- Scholarship disbursed—tuition to the institution and maintenance to the student via DBT.
🗓️ Timeline & Renewal
- NSP portal opens typically in June–July, closing by September–October.
- Applications should be submitted in the first term with fee receipts via the institution.
- Renewal applications require a minimum of 50% marks, an application form, and updated receipts.
✅ Tips & Guidance
- Keep fee receipts and stamps ready—required during institutional verification.
- Check your application’s tracking statusboth on NSP and the institutional dashboard.
- Consolidate all documents before applying to avoid rejection.
6. 🎗️ Incentive for SSLC & 2nd PUC Minority Students
🔍 Scheme Overview
This one-time incentive, facilitated by the Directorate of Minorities, rewards academic excellence among minority students in Karnataka. Top-performing students receive cash grants to motivate pursuits of higher education.
🎯 eligibility
- Academic Year 2025
- Top 1,000SSLC students: ≥ 85% in Karnataka board exams.
- Top 1,0002nd PUC students: ≥ 85% or above
- Belong to minority communities recognised by the Government of India.
- Resident of Karnataka.
💰 Scholarship Value
- SSLC toppers: ₹10,000 one-time incentive.
- 2nd PUC toppers: ₹20,000 one-time incentive
- Funds are transferred via Aadhaar-linked DBT.
📄 Documents Required
- SSLC/PUC mark sheet
- Minority community certificate
- Bank passbook (Aadhaar-linked)
- Aadhaar card
- Duly filled incentive claim form (via Directorate portal)
📝 Application Process
- Visit the Minority Welfare Department’s portal: Online Application section
- Fill in personal details and educational info.
- Upload supporting documents and submit.
- Verification and selection list published by the directorate.
- Incentive credited via DBT after approval.
🗓️ Timelines & Execution
- Offers are announced post-result; students must apply within 1–2 months of result declaration.
- Selection finalised quarterly; grants credited in the subsequent month.
✅ Tips for Applicants
- School administration typically receives the result analytics after confirming registration early.
- Prime your application with the correct Aadhaar banking details.
- Make sure to apply within the deadline once the result is published.
7. 💸 Rajiv Gandhi Loan Scholarship Scheme
🧩 Scheme Overview
Introduced by Karnataka’s Higher Education Department, the Rajiv Gandhi Loan Scholarship Scheme offers interest subvention (0% interest) and a moratorium during the course period for educational loans taken by economically disadvantaged students attending Karnataka government or aided colleges. It eases financial burden and promotes access to higher education.
👫 Who Is Eligible
- Indian nationals with ≤ 50% marksin PUC or equivalent
- Enrolled in an undergraduate or postgraduate degreecourse in a Karnataka government/aided college under a state university
- Family income below ₹2.5 lakh annually
- Must have applied for an education loanfrom a scheduled bank
- Only up to one student per family; bank KYC compliance required
💰 Financial Benefits
- Interest subsidyon education loan (up to ₹60,000 per year) during the course period
- Moratorium: No repayment required until six months post-course completion or job placement
- Subsidy amount ends with the study period; interest waiver is direct through DBT to the bank
📄 Required Documents
- Aadhaar cards for the student & co-borrower/parent
- SSLC and PUC marksheets
- College admission/identity proof bonafide
- Bank loan sanction letter & KYC documents
- Family income certificate (<₹2.5 lakh annually)
- Asset & liability details
- Two passport-size photos each for the student & co-borrower
🧭 How to Apply
- Download application formfrom the Directorate of Collegiate Education, Karnataka website → Rajiv Gandhi Loan Scholarship page, karnataka.gov.in
- Submit the completed form and documents to your college principal
- Principal forwards to Lead District Manager (LDM) and the bank branch
- Bank processes educational loans; the interest subsidy applied by the government is automatic.
- Monitor applicationvia the college and bank; subsidy and moratorium confirmed via DBT
⏳ Timeline & Tips
- Aligned with the academic admission cycle
- Ensure the bank processes the loan early to activate the subsidy in the same financial year.
- Limited uptake (only ~185 disbursed by 2016)—recommended to apply promptly
- Maintain communication with the college and the bank to ensure smooth subsidy processing
8. 🎓 Sanchi Honnamma Scholarship (for PUC & Degree Students)
🌟 Scheme Overview
The Sanchi Honnamma Scholarship, offered by the Department of Collegiate Education, Karnataka, encourages female participation in higher education. It awards girls pursuing PUC or undergraduate studies in science and commerce streams.
✅ Eligibility Criteria
- Female students enrolled in Government PUC or Degree collegesfor B.Sc/B.A/B.Com
- Karnataka domicile; family income ≤ ₹2.5 lakh per annum
- Must not be recipients of another state scholarship
- Passed the previous qualifying exam (10th/12th) from a recognized board
💵 Scholarships Awarded
- PUC girls: ₹2,000 per academic year
- Degree students: ₹2,000 per year (B.A./B.Sc./B.Com.) via ePASS or Vidyasaarathi
📄 Required Documents
- Aadhaar card
- 10th/12th marksheet & boarding pass
- College bona fide/admission certificate
- Income certificate ≤ ₹2.5 lakh
- Aadhaar-seeded bank account details
- Passport-size photo & photo ID proof (PAN/Birth Certificate, etc.)
📝 How to Apply
- Register or log in at the ePASS/Vidyasaarathi portal
- Choose the Sanchi Honnamma Scholarshipunder the available schemes
- Fill in the details and upload the required documents online
- Print the submitted form and submit it to the college (some districts may require it offline)
- Scholarship status can be tracked via portal dashboards
🗓️ Timeline & Tips
- Opens post-academic year commencement (usually July–August)
- Keep bank details updated before deadlines
- Colleges often assist in bulk submissions; consult the college admin early
9. 📚 Special Incentives for B.Ed and D.Ed Students (Minorities)
🎯 Scheme Overview
Implemented by the Karnataka Directorate of Minority Welfare, this program provides ₹25,000 per academic year to minority female students enrolled in full-time B.Ed or D.Ed programs in Karnataka, for up to two years (total incentive ₹50,000). It encourages minority women to pursue teaching qualifications.
👩🎓 Eligibility Criteria
- Female minority communitystudents (Muslim, Christian, Sikh, Buddhist, Jain, Parsi)
- Enrolled full-time in B.Ed or D.Ed courses in Karnataka (government, aided, or recognised private colleges)
- Family income ≤ ₹6 lakh per annum; minimum 50% marks in previous qualifying exam
- Not part-time employees; no backlog subjects
💵 Incentive Structure
- ₹25,000 per year (for 2 years; total ₹50,000).
- Payment made via DBT into the student’s Aadhaar-linked bank account
📄 Required Documentation
- Aadhaar, minority certificate, and income certificate
- Admission and bonafide certificates
- Previous qualification mark sheets (PUC or graduation)
- College ID, passport photo, and ID proof
- Fee receipts for proof of enrollment
- Bank passbook copy
📝 Application Process
- Download the incentive form from the Karnataka Minority Welfare Department
- Fill out and attach all supporting documents.
- Submit via your college to the Minority Welfare Department’s district office
- Department verifies and approves; funds are transferred to the student account
🗓️ Timeline & Tips
- Applications accepted after course commencement (June–August)
- Submit early to ensure payment by mid-academic year
Colleges often coordinate with Minority Welfare offices for bulk processing
10. 🧬 Sir C.V. Raman Student Scholarship (Science Stream)
⭐ Scheme Overview
Named after Nobel laureate C.V. Raman, this scholarship aims to reward meritorious students pursuing B.Sc. in science streams (physics, chemistry, botany, etc.) at government or aided colleges in Karnataka.
👩🔬 Eligibility Criteria
- Enrollment in first-year B.Sc. science programs (Government/aided colleges)
- Minimum 65% aggregate in PUC (general category) or 60% for SC/ST
- Maintain ≥60% in annual exams; low attendance may lead to forfeiture
- Karnataka domicile
💰 Financial Benefits
- Annual scholarship amount (exact figure set by directives, often ₹10,000–₹20,000)
- Paid via DBT directly into the student’s bank account
📄 Required Documentation
- SSC and PUC marksheets, admission proof
- College bona fide certificate and fee receipts
- Aadhaar, bank passbook copy
- Attendance and academic progress certificates from the institution
📝 How to Apply
- Applications are available in colleges (offline format).
- Submit the completed form plus supporting documents to the college’s principal.
- Principal forwards applications to the Directorate of Collegiate Education.
- Verification is completed, and scholarships disbursed via DBT
🗓️ Timeline & Tips
- Typically open at the start of each academic year
- Ensure ≥60% marks and consistent attendance to continue the scholarship
- Colleges often distribute forms; visit your college office early
🌐 4 best Central Government Scholarships in Karnataka (NSP Portal)
Central government scholarships are accessible to Karnataka students through the National Scholarship Portal (NSP), simplifying applications and enabling Direct Benefit Transfer (DBT).
1. Post-Matric Scholarship for Minorities
Under this NSP-sponsored scheme, students from recognised minority communities (Muslim, Christian, Sikh, Buddhist, Jain, Parsi) in Karnataka pursuing studies from Class XI to PhD are supported financially.
- Eligibility:≥ 50% marks in the previous exam, family income ≤ ₹2 lakh, enrolment in recognised institutions
- Benefits:
- Class XI–XII:Tuition up to ₹7,000 per year
- UG/PG non-professional:Tuition ₹3,000/year + maintenance ₹300/month (day scholar) or ₹570/month (hosteller)
- MPhil/PhD:₹1,200/month (hosteller) or ₹550/month (day scholar)
- Application:Available June–Sept via NSP at scholarships.gov.in; upload marksheet, community and income certificates, admission/fee receipts, Aadhaar, and bank details. Submit the verification printout to your college. Disbursement is through DBT after institutional and state-level verification.
2. Central Sector Scheme of Scholarship (CSSS)
This merit-cum-means scholarship supports Class 12 graduates entering UG or PG programs:
- Eligibility:≥ 80th percentile in Class 12; family income ≤ ₹4.5 lakh; no other scholarship; enrolled in regular AICTE-recognized programs
- Benefits:
- ₹12,000 per annum for Years 1–3 (generals)
- ₹20,000 per annum for Years 4–5 and PG courses
- Application:Through NSP (scholarships.gov.in) open from September to October 31 2025. Provide the Class 12 marksheet, income documents, Aadhaar, and bank information, then obtain the institutional nod before final submission.
3. PM YASASVI (Young Achievers Scheme for Vibrant India)
Managed by the National Testing Agency (NTA) under the Ministry of Social Justice & Empowerment, this umbrella scholarship targets Class IX–XII OBC/EBC/DNT students:
- Eligibility:Students in Classes 9–12; family income ≤ ₹2.5 lakh
- Benefits:
- ₹4,000 annual allowance for Classes 9–10
- Up to ₹1.25 lakh per annum for Classes 11–12 (covers fees, hostel, edu materials)
- Application:Register on the PM-YASASVI portal (yet.nta.ac.in), pass the entrance test (YET), and then upload documents at NSP.
4. AICTE Scholarships: Pragati, Saksham & PG
These are targeted at technical students through AICTE via NSP:
- Pragati Scholarship (for girls):
- Eligibility:Female in AICTE-approved diploma/degree (1st year or lateral), income ≤ ₹8 lakh
- Benefit:₹50,000 per annum for up to 4 years
- Saksham Scholarship (for PwD):
- Eligibility:≥ 40% disability, AICTE technical diploma/degree, income ≤ ₹8 lakh
- Benefit:₹50,000 per annum
- AICTE PG Scholarship:
- Eligibility:GATE/GPAT-qualified in ME/MTech/MPharma/MArch, income ≤ ₹8 lakh
- Benefit:₹12,400 per month
- Application Process:Apply via NSP; upload documents (admission, income, disability/gender proof), and get institutional verification—disbursement per NSP rules.
✅ Summary Table
Scheme | Eligibility | Annual Award |
Post-Matric Minorities | Class XI–PhD, ≤ ₹2L income | ₹7k tuition / ₹300–1200 maintenance |
CSSS | ≥ 80th percentile, UG/PG students | ₹12k–20k |
PM YASASVI | Classes 9–12 OBC/EBC/DNT, ≤ ₹2.5L | ₹4k–1.25 Lakh |
AICTE Scholarships | Technical courses, girls/PwD/GATE | ₹50k–₹12.4k/month |
8 Top Private Scholarships in Karnataka
🎓 1. Vidyadhan by Sarojini Damodaran Foundation
Overview
The Vidyadhan Scholarship, established by Sarojini Damodaran Foundation (co-founded by SD & Kumari Shibulal of Infosys), empowers academically meritorious students from economically challenged families across Karnataka (and several other states).
🧭 Eligibility
- Must have passed 10th grade (SSLC) in 2024/2025with ≥ 90% (CGPA ≥ 9); students with disabilities: ≥ 75%/CGPA ≥ 7.5
- Annual family income < ₹2 lakh
- Karnataka domicile, SSLC from the Karnataka board.
💰 Rewards & Duration
- PUC (Class 11–12): ₹10,000 per annum.
- Undergraduate: ₹15,000–₹75,000 per year based on State, program, and financial need. It’s renewable for the duration of the student’s degree, provided the criteria are met.
📝 Application Deadline
- Karnataka PUC cohort: Deadline typically July 15, 2025
- UG scholarships open in May–June each year.
🗓️ Selection Process
- Online application via the Vidyadhan portal.
- Screening test (e.g., July 3) and interviews (late August) for shortlisted candidates
- Merit-based shortlisted applicants receive awards and mentorship.
📎 Application Link
Apply and get guidelines here: https://www.vidyadhan.org/apply
🎓 2. Sitaram Jindal Foundation Scholarship
Overview
Founded in 1969 in Bengaluru, the Sitaram Jindal Foundation (SJF) provides merit-cum-means scholarships ranging from schooling to postgraduate levels, emphasising financial aid for underprivileged communities.
🧭 eligibility
- Students in Classes 11–12, ITI, diploma, graduation, and postgraduate.
- Karnataka domicile.
- Family annual income ≤ ₹4 lakh (salaried) or ≤ ₹2.5 lakh (others)
- Age: Up to 30 years.
- Minimum academic marks vary per level and gender; e.g., for Karnataka boys & girls in Class 11–12: 70% & 65%, respectively; engineering/medical grads: 70%/65%
💰 Scholarship Amount
- Class 11–12: ₹500/month (boys), ₹700/month (girls)
- ITI: ₹500 (govt), ₹700 (private).
- Graduation: ₹1,100–₹1,400/month depending on gender/category.
- Postgraduate: ₹1,500–₹1,800/month.
- Diploma: ₹1,000–₹1,200/month.
- Engineering/Medical: ₹2,000–₹3,200/month, with additional hosteller allowance of ₹1,200–₹1,800/month
📝 Application Deadline & Process
- The scheme is open year-round, but only one application per student per course.
- Offline applications: Download the PDF from the SJF website and submit via post
📎 Application Link
Download forms and details: https://www.sitaramjindalfoundation.org
🎓 3. HDFC Educational Crisis Scholarship
Overview
Run by HDFC Bank’s CSR arm, this scholarship supports students in Bangalore and surrounding Karnataka districts from economically challenged and crisis-affected backgrounds (e.g., loss of family income or natural disasters).
🧭 eligibility
- Enrolled in PUC or UG degree coursesin Karnataka.
- Affected by the recent financial crisis, including medical emergencies, job loss, or natural calamities.
- Family income below ~₹5 lakh (exact threshold varies by district).
💰 Scholarship Details
- Covers tuition, living expenses, and school supplies.
- Typical award: between ₹10,000 and ₹50,000, depending on need and case review.
📝 Application & Selection
- Submit online via the HDFC CSR portal or a partner NGO.
- Attach a crisis-proof, income certificate, academic records, and enrollment proof.
- Applications are reviewed quarterly, with crisis cases fast-tracked (2–4 weeks for funding).
🎓 4. Infosys STEM Stars Scholarship for Girls
Overview
Infosys Foundation encourages female students in Karnataka to pursue STEM careers through financial awards and mentorship.
🧭 eligibility
- Female students in Class 11–UG STEM programs(e.g., B.Tech, B.Sc) from Karnataka.
- ≥ 75% in the previous academic year.
- Annual family income ≤ ₹6 lakh.
💰 Scholarships
- Tuition support up to ₹1 lakh over the degree program.
- Mentorship, internship, and corporate exposure.
📝 application
- Annual online application via the Infosys Foundation site.
- Submit academic records, income documents, a personal statement, and a recommendation.
- Shortlisted applicants invited for scholarships and mentoring.
🗓️ timeline
Applications open in June–July, close by August; awards announced in October.
5. IOCL, ONGC & Tata Trusts Scholarships
🌟 Overview
Major public sector giants—Indian Oil (IOCL), Oil and Natural Gas Corporation (ONGC), and Tata Trusts—run scholarship programs to support meritorious students from economically disadvantaged backgrounds, especially in engineering, medicine, and STEM fields.
🔍 eligibility
- Students typically come from Class 11 or 12, or are enrolled in undergraduate technical or professional programs(e.g., B.Tech, MBBS, B.Sc., M.Sc.).
- Annual family income ceilingvaries (IOCL/ONGC ~₹4 lakh; Tata Trusts ~₹2 lakh).
- Minimum academic performance is usually around 70–80% marksor top-class ranks.
💰 Financial Aid & Duration
- IOCL & ONGC Scholarships:
- ₹30,000–₹50,000/year for 3–4 years of undergraduate studies.
- Special grants are available for state toppers or beneficiaries of earlier IOCL/KG Basin schemes.
- Tata Trusts Scholarship:
- Varies significantly but often awards ₹50,000–100,000/yearalongside internship and mentoring opportunities.
- Support spans across degrees and encourages community transformation.
📝 Application & Deadlines
- Applications typically start around June–July, closing by Augustor September.
- IOCL: Apply on IOCL’s corporate website under CSR -> Scholarships.
- ONGC: Forms are available through state/distribution units and can be submitted via education officers.
- Tata Trusts: Applications are accepted via https://www.tatatrusts.org/ with annual deadline announcements.
🗓️ Selection Process
- Application via respective platforms; include marksheets, income proof, and ID.
- Workshops or interviews may follow for shortlisted candidates.
- Scholarships are confirmed with disbursement each academic year.
6. Rolls-Royce, Legrand & Siemens – Engineering-Focused Scholarships
🌟 Overview
These global firms, through CSR partnerships, offer engineering-specific scholarships to STEM students in Karnataka, aiming to foster innovation and technical excellence.
🎯 eligibility
- Students enrolled in an accredited engineering college(B.Tech / B.E.) in Karnataka.
- Minimum aggregate of 70%or top 10–20% of the class.
- Family income is typically ≤ ₹6 lakh per annum.
💰 Scholarship Details
- Rolls-Royce (Tamil Nadu/Karnataka): ₹75,000/year for 4 years, plus mentoring programs.
- Legrand: ₹40,000/year and paid summer internships at their Bengaluru or Chennai offices.
- Siemens: ₹60,000/year, with opportunities to engage in research and industrial visits.
📝 Application & Timeline
- Applications open from June to Augusteach year.
- Application portals are hosted on official CSR/education initiative pages.
- May require university-based endorsement before final submission.
🚀 Selection Methodology
- Interviews or case studies follow technical aptitude tests.
- Review of C.V., academic excellence, and overall performance.
- Top candidates receive scholarships and vocational mentorship.
7. Bharti Airtel Scholarship for UG
🌟 Overview
Bharti Airtel’s education initiative provides undergraduate scholarships to support outstanding students pursuing higher education in fields such as engineering, business, and science.
🎓 eligibility
- Applicants to – or currently pursuing – a UG programat a recognised Indian university.
- Family income must not exceed ₹5 lakh per year.
- Academically excellent: 75%+ in previous exams, plus extracurricular achievements.
💰 Financial Support
- Grants of up to ₹20,000/month, disbursed quarterly (total of up to ₹80,000 per year).
- Scholarships are valid for up to four years, subject to performance renewal (≥ 7.5 CGPA).
📝 Application Timeline & Procedure
- Open annually in July–Augustvia Airtel’s CSR webpage
- The application portal includes an online form, document uploads (marksheets, income proof), a motivation letter, and references.
- A multi-stage evaluation process includes written essays and interviews.
✅ How to Prepare
- Emphasise academic rankings and leadership initiatives.
- Provide detailed, empathetic answers on personal mission and social impact.
- Maintain transcripts above 75% and collect two references early.
📌 Summary Table
Scholarship | Amount | Duration | Deadline |
Vidyadhan (Class 11–UG) | ₹10k (PUC); ₹15–75k (UG) | 2 years PUC + UG years | PUC deadline July 15, 2025 |
SJF (Class 11–PG) | ₹500–3,200/month + allowances | Up to the course duration | Open year-round |
HDFC Crisis (PUC/UG) | ₹10k–50k | Immediate support case-by-case | Quarterly |
Infosys STEM Stars (Girls) | Up to ₹100k per program | Degree duration | June–August |
IOCL/ONGC/Tata Trusts | Class 12 to UG, STEM/disadvantaged | ₹30k–50k/year up to 4 years | Jul–Sep |
Rolls-Royce / Legrand / Siemens | B.Tech students | ₹40k–75k/year + internships/mentoring | Jun–Aug |
Bharti Airtel UG Scholarship | UG aspirant, ≥75%, income ≤ ₹5L | ₹80k/year up to 4 years | Jul–Aug |
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8.🎓 Aditya Birla Scholarship
🌟 Overview & Purpose
The Aditya Birla Scholarship, founded in 1999, empowers high-achieving students from premier institutions like IITs, IIMs, XLRI, BITS Pilani, and select top law schools. Managed by the Aditya Birla Group, this scholarship seeks to nurture future leaders by providing substantial financial support, leadership development, and networking opportunities with industry experts
🎯 Eligibility Criteria
- Institution-based nomination:
- Only the top 20 rankersfrom entrance exams in participating institutes are eligible to apply, via nomination from their Dean. Eligible institutions include IIM Ahmedabad/Bangalore/Kolkata/Lucknow/Kozhikode/Shillong, XLRI Jamshedpur, IITs (Mumbai/Delhi/Chennai/Kanpur/Kharagpur/Roorkee/Guwahati), BITS Pilani (all campuses), and top law schools like NLSIU Bangalore, NALSAR Hyderabad, NUJS Kolkata, GNLU Gandhinagar, and NLU Jodhpur.
- Merit background:
- Consistent academic excellence and firm performance in entrance examinations.
- Holistic excellence:
- Evaluated on leadership, extracurricular engagement, and community impact—beyond academics
- Renewal based on performance:
- Scholars must remain within their batch’s top 25%, contribute to assignments, participate in at least two forums, and submit reflective essays annually for scholarship renewal
💰 Scholarship Benefits & Duration
Course Type | Annual Award | Duration |
Management (IIMs/XLRI) | ₹300,000 | Up to 2 years (MBA) |
Engineering (IITs/BITS) | ₹150,000 | Up to 4 years (B.Tech) |
Law schools | ₹180,000 or actual fees (whichever is lower) | 5-year integrated degree |
Funds are disbursed annually directly to institutes via the Dean’s office and cover tuition and hostel charges.
📝 Application Process
- Nomination:
- The Dean/Directorof eligible institutes invites applications from the top 20 entrance exam rankers and forwards them to the Aditya Birla Selection Panel.
- Application form & essays:
- Submitted through the institute’s administrative office, including academic records, extracurricular achievements, and an essay outlining the candidate’s vision.
- Selection stages:
- Initial screening by a review panel.
- Shortlisted candidates take online/essay assessments.
- Final interviewsheld in Mumbai with an eminent panel; travel and lodging expenses are reimbursed
- Announcement:
- Final scholars are informed; funds are disbursed directly to the institute.
📅 Deadlines & Timelines
- The application cycletypically runs from June to July, following entrance results.
- Final selections and announcements occur by September.
- Renewal assessments happen annually as each academic year begins.
✅ Scholarship Criteria & Excellence Tracking
Scholars must consistently:
- Stay within the top 25% of their class/batch.
- Engage in campus leadership and community forums.
- Complete course assignmentswith at least a rating of 7/9.
- Write an annual 250-word essayon their scholarly experience
- Performance is monitored, and continuation of scholarship is contingent on meeting quantitative and qualitative benchmarks.
📎 Official Application Link
🌐 Apply through your institute’s Dean once the nomination window opens. Info for applicants and partners is available at the official portal: adityabirlascholars.net
💡 Tips for Aspiring Candidates
- Rank well in the entrance examsto secure nomination.
- Maintain academic excellence(>75th percentile).
- Engage in extracurricular activitiesand demonstrate leadership.
- Prepare a compelling personal essayreflecting ambition and social vision.
- Practice for the Mumbai interviewby developing communication and leadership narratives.
- Review the renewal criteriato stay on course beyond the first year.
🎯 5 leading Scholarships for Specific Groups in Karnataka
The Karnataka state government, the central government, and private organisations offer targeted scholarships for specific demographic groups to ensure inclusive education. These groups include minorities, girls, SC/ST/OBC/EWS students, differently-abled students, and Karnataka domicile holders.
🧕 1. Scholarships for Minorities (Muslim, Christian, Sikh, Jain, Parsi, Buddhist)
The Minority Welfare Department of Karnataka and the Ministry of Minority Affairs (GoI) offer various schemes:
- Post-Matric Scholarship for Minorities (NSP):
- Eligibility:Class XI to PhD, ≥50% marks, family income ≤ ₹2 lakh.
- Benefit:Tuition fee + maintenance allowance (up to ₹10,000/year).
- Apply at: gov.in
- Merit-cum-Means Scholarship (Minorities):
- For professional/technical courses, covers full course fee up to ₹25,000/year.
- Selection is merit + income-based.
- Maulana Azad National Fellowship (MANF) – Discontinued (2022):
- Previously supported minority PhD/MPhil students.
- SSP Karnataka Minority Scholarship (Post Matric):
- Apply via postmatric.karnataka.gov.in
👩🎓 2. Scholarships for Girls
To uplift and empower female students, the following girl-specific scholarships are popular in Karnataka:
- Vidyasiri Scholarship (Hostel & Fee Subsidy):
- Girls from backwards/Minority communities, up to ₹1,500/month hostel subsidy.
- Infosys STEM Stars Scholarship (for Girls in Science/Tech):
- UG STEM courses: up to ₹1 lakh.
- Apply at: https://theglobalscholarship.org/
- Pragati Scholarship by AICTE (for girl students):
- ₹50,000/year for girls in AICTE-approved diploma/degree courses.
- Apply at: gov.in
- Sanchi Honnamma Scholarship (Karnataka):
- ₹2,000/year for PUC girls with good merit; apply via the college principal.
🧑🎓 3. SC/ST/OBC/EWS Scholarships
The Social Welfare Department of Karnataka and the Government of India offer targeted benefits for socially and economically backwards students:
- Post-Matric Scholarship (SC/ST/OBC):
- ₹2,000 to ₹10,000 per year, depending on course and category.
- Apply via SSP Karnataka.
- Hostel Facility (Vidyasiri – BCM Department):
- Free hostel for SC/ST/OBC students in higher education.
- Rajiv Gandhi Loan Scholarship Scheme:
- Fee reimbursement/loan for SC/ST students pursuing PG and technical courses.
- EWS Category – Central Sector Scheme (CSSS):
- Top 20% performers from the low-income general category students; ₹12k–20k/year.
👩🔬 4. Scholarships for Differently-Abled Students
Multiple government and NGO schemes are available for Karnataka’s students with disabilities (PwD):
- NSP Pre/Post Matric Scholarships for Disabled Students:
- Up to ₹2,000/month + ₹1,000 annual book allowance.
- Eligibility: ≥40% disability, valid certificate, income ≤ ₹2.5 lakh.
- Apply via gov.in
- AICTE Saksham Scholarship:
- ₹50,000/year for technical students with ≥40% disability.
- Viklang Vidyarthi Scholarship (Karnataka):
- Local government support for school/PUC students, disbursed via the Taluk Office.
🏠 5. Scholarships for Karnataka Domicile Students
Some schemes are exclusively for students who are Karnataka residents:
- SSP Karnataka State Scholarships (All Categories):
- Covers SC/ST/OBC/Minority/EWS students under one portal.
- Apply at:karnataka.gov.in
- Vidyadhan Karnataka Scholarship (Sarojini Damodaran Foundation):
- PUC & UG support for Karnataka SSLC toppers from low-income families.
- Apply at: org
- Prabuddha Overseas Scholarship (Karnataka Social Welfare):
- Financial aid (up to ₹20 lakh) for SC/ST students for foreign PG studies.
- Raita Vidya Nidhi Scholarship (Farmer’s children):
- ₹2,500–₹11,000/year for PUC to UG students; Aadhaar-linked.
- Apply via karnataka.gov.in
🎓 Course-Wise Scholarships in Karnataka
Students in Karnataka pursuing various streams have access to numerous scholarships funded by the state government, central government, and private foundations. Here’s a breakdown of the top scholarships available, course-wise.
🛠️ 1. Engineering Scholarships
Engineering students in Karnataka benefit from several central and state-level merit-cum-means scholarships:
✅ AICTE Pragati (for Girls) & Saksham (for PwD)
- Eligibility:1st-year female or differently-abled students in AICTE-approved B.Tech/B.E. programs.
- Amount:₹50,000 per year (up to 4 years)
- Apply at:gov.in
✅ Vidyasiri & SSP Scholarships (Karnataka)
- Caste-based tuition fee waivers and hostel incentivesthrough postmatric.karnataka.gov.in
✅ Rolls-Royce, Legrand, Siemens CSR Scholarships
- ₹60,000–₹75,000/year for top-performing engineering students from low-income backgrounds.
✅ Sitaram Jindal Foundation
- ₹2,000–₹3,200/month for B.E/B.Tech students with merit-based eligibility.
🩺 2. Medical Scholarships (MBBS, BDS, Allied Health)
✅ SSP Karnataka – Post-Matric for SC/ST/OBC
- Reimburses tuition, maintenance, and exam fees.
- Apply at: karnataka.gov.in
✅ Pradhan Mantri Scholarship Scheme (PMSS)
- For children of ex-servicemen/police: ₹2,000–₹2,250/month for MBBS/BDS.
✅ HDFC Educational Crisis Scholarship
- For students in crisis during medical education (up to ₹75,000/year).
✅ Tata Trusts Medical & Healthcare Scholarships
- Available for MBBS, pharmacy, and allied sciences; apply at: org
✅ National Overseas Scholarship (for PG Abroad)
- ₹20–₹25 lakh funding for SC/ST students in healthcare PG courses abroad.
⚖️ 3. Law Scholarships
✅ Aditya Birla Scholarship
- Available to 1st-year students from premier law colleges (e.g., NLSIU Bangalore, NALSAR, NUJS, etc.)
- Amount: ₹1.8L/year or actual tuition + hostel cost
- Apply via your college Dean: net
✅ Sitaram Jindal Foundation
- Offers up to ₹2,000/month for LLB/LLM students from economically weak families.
✅ NSP Post-Matric Minority & SC/ST Scholarships
- Covers tuition, maintenance, and book costs; valid for LLB/LLM.
✅ Karnataka State Law University Scholarships
- Offered to top performers and students from rural or SC/ST backgrounds. Check with the KSLU-affiliated college.
🎨 4. Arts & Science Scholarships
✅ SSP Karnataka Scholarships
- Available to SC/ST/OBC/Minority/EWS UG and PG students (BA, BSc, MA, MSc, etc.).
- Tuition fee reimbursement + hostel subsidies.
✅ Vidyadhan Scholarship (UG Arts/Science)
- For meritorious students who completed SSLC in Karnataka.
- Amount: ₹10,000–₹75,000/year based on course and need.
- Apply: org
✅ Central Sector Scheme of Scholarship (CSSS)
- For Class 12 toppers pursuing UG courses in recognised colleges.
- ₹10,000–₹20,000/year; apply at gov.in
📊 5. Commerce Scholarships (B.Com, M.Com, CA)
✅ SSP Karnataka – OBC/SC/ST/Minority Scholarships
- Covers tuition for UG/PG commerce students.
- Apply: karnataka.gov.in
✅ Sitaram Jindal Foundation
- ₹1,100–₹2,000/month for B.Com/M.Com courses.
- Apply: org
✅ ICSI/ICAI Financial Assistance Schemes
- Offers scholarships for CA/CS aspirants with low family income.
- Check with the respective boards.
✅ National Scholarship Portal (NSP)
- General Post-Matric and Merit-cum-Means schemes cover commerce too.
🔧 6. PUC/Diploma/ITI Scholarships
✅ Vidyasiri (Karnataka State Government)
- ₹1,500/month for eligible PUC/ITI/Diploma students in hostels.
✅ SSP Pre-Matric & Post-Matric Scholarships
- For PUC/ITI students from SC/ST/OBC/Minority categories.
- Apply at: karnataka.gov.in
✅ NSDL Shiksha Sahyog Scholarship (Class 11–PUC)
- ₹5,000–₹12,000/year for students from low-income families.
- Apply: co.in
✅ Pragati & Saksham (Diploma stream)
- ₹50,000/year for girls and PwD in technical diploma courses.
📝 How to Apply for Scholarships in Karnataka
Karnataka students have access to a wide range of scholarships offered by the State Government (via SSP Portal) and Central Government (via NSP Portal). Whether you’re a PUC student, pursuing graduation, or enrolled in a professional course, applying correctly is key to ensuring your scholarship approval.
✅ 1. SSP Portal Walkthrough (State Scholarship Portal – Karnataka)
Official website: https://ssp.postmatric.karnataka.gov.in
The SSP Portal is the unified platform for all Karnataka government scholarships for SC, ST, OBC, Minority, EWS, and disability categories.
🔍 Step-by-Step Process
- Create Account / Login
- Visit the portal and click “Create Account”if you’re a first-time user.
- Enter Aadhaar numberand mobile number (linked to Aadhaar). OTP verification required.
- Choose Scholarship Type
- Select Post Matric, Pre-Matric, or Merit-Cum-Meansbased on your eligibility and level.
- Enter Student Details
- Fill in student information, including name (as per Aadhaar), SSLC details, institution name, etc.
- Select Caste & Income Details
- Upload a valid caste certificate(from Nadakacheri) and an income certificate issued by the revenue department.
- Bank Details
- Provide a student’s bank accountdetails (preferably Aadhaar-seeded account).
- Upload Documents
- Bonafide certificate
- Previous mark cards
- Study certificate
- Aadhaar card
- Bank passbook copy
- Photograph and signature
- e-Attestation
- Mandatory e-attestation of documents by institutions using the e-Attestation portal https://ssp.postmatric.karnataka.gov.in
- Final Submission
- Review all entries and submit your application. Take a printout of the acknowledgement.
✅ 2. NSP Portal Guide (National Scholarship Portal – Govt. of India)
Official website: https://scholarships.gov.in
The NSP is the central platform for all MHRD, AICTE, and Minority Affairs scholarships applicable across India, including for Karnataka students.
🔍 Step-by-Step Process
- Register as a New Student
- Go to the “New Registration”
- Read the guidelines carefully and click on “Continue”.
- Enter details: Aadhaar, domicile, institution, course, contact info.
- Log in with Application ID
- After registration, you’ll receive a 20-digit application ID.
- Use it to log in and start filling out the form.
- Fill in Academic & Personal Details
- Enter institution name, course, year of study, board, etc.
- Upload Documents
- Income certificate
- Bonafide certificate
- Fee receipt
- Caste certificate (if applicable)
- Domicile certificate
- Bank passbook copy
- Disability certificate (if applicable)
- Photograph and signature
- Final Submission
- Verify all details and click submit. Download the PDF and keep a copy.
- Institute Verification
- Your college must verify your application online on the NSP portal.
📂 3. Key Documents Required (Tips)
For both SSP & NSP portals, the following documents are mandatory:
Document Type | Tips and Notes |
Passport-size Photo | Clear JPEG format, < 200 KB |
Signature | Black/blue ink on white paper; scan in high-res (< 100 KB) |
Income Certificate | Issued by the revenue office or Nadakacheri; valid for the current financial year |
Caste Certificate | SC/ST/OBC/EWS as per state category; must be digitally signed |
Bonafide Certificate | Issued by college/school; must have seal and principal’s signature |
Bank Passbook Copy | First page with IFSC, account number, holder name; ensure it’s student-owned |
Previous Marksheets | For the last qualifying examination |
Aadhaar Card | Ensure it’s seeded with your mobile and bank account |
❌ 4. Common Mistakes to Avoid
Many applications get rejected or delayed due to avoidable errors. Avoid these common pitfalls:
Mistake | Consequence |
Name mismatch between Aadhaar and documents | Application rejection |
Wrong caste/income certificate (expired or forged) | Disqualification or legal action |
Uploading blurred/scanned images | Technical rejection |
The bank account is not in the student’s name | Non-payment of funds |
Not completing e-Attestation (SSP) | Incomplete application |
Missing submission deadline | Scholarship is ineligible for the year |
Duplicate application on NSP or SSP | Leads to blacklisting or denial |
🎯 Pro Tips
- Use the same nameacross all documents and portals.
- Ensure the mobile number is linked to Aadhaar.
- Get your income and caste certificates renewed
- Always keep a digital and printed copyof submitted forms.
- Visit your college’s scholarship officerto stay updated on deadlines.
- Track your application status regularly via the SSP or NSP dashboard.
📌 Final Word
Applying for scholarships in Karnataka is straightforward if you follow the process carefully, gather accurate documents, and submit them before the deadline. Use SSP for state-funded schemes and NSP for central government or AICTE/Minority-backed programs. Staying organised and vigilant can help you access lakhs in financial aid and support your academic journey.
🎉 Real Student Success Stories – Karnataka Scholarships
🌟 Story 1: Nandini K., Dharwad
Nandini, the daughter of a farmer, scored 93% in her SSLC exams. Her family’s annual income was ₹1.2 lakh, and college seemed financially impossible. But through the Vidyadhan Scholarship by Sarojini Damodaran Foundation, she received ₹10,000 per year during PUC and ₹30,000 annually for her B.Sc. program.
Today, she is pursuing her Master’s in Mathematics with the dream of becoming a professor.
“Vidyadhan didn’t just pay my fees—it gave me the confidence to dream bigger.”
🌟 Story 2: Faizan M., Bengaluru
A bright engineering student from an OBC background, Faizan received support through SSP Karnataka’s Post Matric Scholarship and the Sitaram Jindal Foundation Grant.
With ₹3,200/month from Sitaram Jindal and full tuition coverage under SSP, Faizan completed his B.Tech in Computer Science without burdening his family.
He now works at a top MNC and volunteers to help others apply for scholarships.
“I wouldn’t have made it to my final year without these scholarships. Every student should explore what’s available.”
❓ FAQs – Karnataka Scholarships
A: Students domiciled in Karnataka belonging to SC, ST, OBC, Minority, EWS, and Disability categories, with income limits varying by category (₹1–2.5 lakh).
A: No. You can apply for either SSP or NSP, not both, for the same academic year and course.
A: Deadlines vary—typically between May and September each year. Check the scholarship calendar or portal for updated deadlines.
A: Yes, most are renewable if you maintain a minimum academic performance and reapply with valid documents.
A: Errors in name/Aadhaar mismatch, invalid or expired income/caste certificates, uploading blurred documents, or missing e-attestation.
A: Yes, as long as the institution is recognised by the relevant authority and listed on the scholarship portal.
A: Yes, Karnataka offers Prabuddha Overseas Scholarship and National Overseas Scholarship for SC/ST and minority students for PG programs abroad.
Conclusion
Karnataka offers a diverse and inclusive range of scholarships—government, private, caste-based, gender-focused, and merit-based—tailored to support every deserving student. Whether you’re a PUC topper or an aspiring PhD scholar, financial support is within reach.
The key is awareness, timely application, and accurate documentation.
Explore both the SSP and NSP portals, regularly check deadlines, and don’t hesitate to ask your institution’s scholarship officer for help. Scholarships don’t just fund education—they shape futures.
🎓 Don’t miss your chance!
Start applying for Karnataka scholarships today. Visit:
